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Conventional loans
Get pre-qualified
Standard conventional loan
Minimum down payment 10%
Credit score 620+
Max loan $832,750
(Single home in contiguous states, D.C., & Puerto Rico)
Or $1,249,125
(Single home in Alaska, Guam, Hawaii, & U.S. Virgin Islands)
Purchase or rate & term refinance
Verification of income to meet minimum debt to income requirements and/or automated underwriting approval
Cash-out conventional loan
Max loan to value 80%
Credit score 620+
Max loan $832,750
(Single home in contiguous states, D.C., & Puerto Rico)
Or $1,249,125
(Single home in Alaska, Guam, Hawaii, & U.S. Virgin Islands)
Cash-out refinance
Verification of income to meet minimum debt to income requirements and/or automated underwriting approval
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