FHA/VA loans

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FHA standard
  • Minimum down payment 3.5%
  • Credit score 580+
  • Max loan $541,827
    (Single home in low-cost areas)
  • Or $1,249,125
    (Single home in high-cost areas)
  • Or $1,873,675
    (Single home in special high-cost areas)
  • Purchase or rate & term refinance
  • Verification of income to meet minimum debt to income requirements and/or automated underwriting approval
FHA 203K & 203K streamline
  • Minimum down payment 3.5%
  • Credit score 680+
  • Max loan $541, 287
    (Single home in low-cost areas)
  • Or $1,249,125
    (Single home in high-cost areas)
  • Or $1,873,675
    (Single home in special high-cost areas)
  • Purchase or refinance
  • Verification of income to meet minimum debt to income requirements and/or automated underwriting approval
  • o  Streamlinemax renovation costs $35K
FHA streamline refinance
  • Minimum down payment N/A
  • Credit score N/A
  • Max loan $541,827
    (Single home in low-cost areas)
  • Or $1,249,125
    (Single home in high-cost areas)
  • Or $1,873,675
    (Single home in special high-cost areas)
  • No qualification, must meet minimum payment or rate reduction requirements
VA standard
  • Minimum down payment 0
  • Credit score 580+
  • Max loan $541, 287
    (Single home in low-cost areas)
  • Or $1,249,125
    (Single home in high-cost areas)
  • Or $1,873,675
    (Single home in special high-cost areas)
  • Purchase or rate & term refinance
  • Verification of income to meet minimum debt to income requirements and/or automated underwriting approval
Explore more loan products

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6111 S. Buffalo Drive, Suite 240,
Las Vegas, NV 89113

1 (877) 845-4805

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Equal Housing Lender. Panorama Mortgage Group, LLC NMLS 133739, is headquartered at 6111 S. Buffalo Drive, Suite 240, Las Vegas, NV 89113. Toll Free (877) 845-4805.
Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans and Travisa Financial.

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