Use your home equity to fund what matters like renovations, debt payoff, or your next big move. These FAQs break it down.
How do I access my home equity?
A cash-out refinance allows you to replace your current mortgage with a new loan for more than your outstanding balance. The extra funds are paid to you in cash, depending on your available equity and loan eligibility.
Are there any restrictions on how I can use the money?
There are no restrictions on how you use the funds from a cash-out refinance. However, making informed financial decisions is key to maximizing the benefits.
How Much of My Home’s Equity Can I Use?
With a cash-out refinance, you can typically access up to 80% of your home's value. If you're considering a home equity loan or line of credit (HELOC), we offer options that allow you to borrow up to 90% of your home’s value.
Refinance for What’s Next and Take Charge of Your Home
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